The report investigates the wide-ranging topics that influence retirement decisions in the BME community and recommends ways that local and national government should respond to the demographic reality of an ageing BME population.

A major theme is the inadequacy of the governments one-size-fits-all approach in meeting the needs of older BME people, and how both targeted and universal policies are needed to fully include them in British society. The example of care homes is highlighted as it was consistently raised by older BME people; this issue is likely to be more relevant as the BME population becomes more dispersed throughout the UK in the coming decades.